Etheco Directory
Browse the best ethical brands in the UK - 2026
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Personal loans ›
Award-winning UK app bank founded in London in 2014 by Anne Boden, offering personal, joint and business current accounts, savings spaces and lending, all managed by smartphone. A branchless, fee-transparent digital bank built in the UK with a strong focus on small-business banking.
etheco score
people
planet
performance
76
Products & Services
Current accounts; International & multi-currency; Business accounts; Personal loans; Overdrafts; Savings accounts; Children's savings; Child banking
One of the UK's largest building societies, founded in 1864 and based in Bradford, offering savings, regular savers, cash ISAs, children's accounts and a full mortgage range including shared-ownership and green mortgages. Member-owned and mutual, with a strong community focus across the UK.
etheco score
people
planet
performance
75
Products & Services
Savings accounts; Cash ISAs; Current accounts; Residential mortgages; Buy-to-let mortgages; Remortgaging; Shared-ownership mortgages; Personal loans; Child banking; Child ISA
UK high-street bank founded in Manchester in 1872, with current accounts, savings, ISAs, mortgages, credit cards and business banking. Guided by a customer-led ethical policy since 1992 that rules out lending to firms conflicting with members' values on human rights and the environment.
etheco score
people
planet
performance
72
Products & Services
Current accounts; Savings accounts; Cash ISAs; Residential mortgages; Buy-to-let mortgages; Remortgaging; Green mortgages; Personal loans; Credit cards; Overdrafts; Business accounts; Business loans; Buildings & contents insurance; Life insurance; Travel insurance; Financial advice & planning; Charity & not-for-profit banking
Member-owned building society founded in 1850 and based in Carlisle, serving North West England and South West Scotland with current accounts, savings, cash ISAs, mortgages, personal loans and business banking. A mutual with deep regional roots and a strong community and service focus.
etheco score
people
planet
performance
70
Products & Services
Current accounts; Savings accounts; Cash ISAs; Residential mortgages; Buy-to-let mortgages; Personal loans; Business accounts; Business loans; Charity & not-for-profit banking; Child banking
Wales's largest building society, founded in Cardiff in 1860, providing savings, cash ISAs, children's accounts and residential, buy-to-let and shared-ownership mortgages. Member-owned and rooted in Welsh communities, it returns value to members rather than shareholders as a mutual.
etheco score
people
planet
performance
66
Products & Services
Savings accounts; Cash ISAs; Residential mortgages; Buy-to-let mortgages; Shared-ownership mortgages; Remortgaging; Personal loans; Child banking
Full-service UK bank headquartered in Newcastle upon Tyne and founded in 1995, offering current accounts, savings, ISAs, mortgages, credit cards, pensions, insurance and business banking. Now part of Nationwide, broadening a mutual-owned group serving customers across the UK.
etheco score
people
planet
performance
63
Products & Services
Current accounts; Savings accounts; Cash ISAs; Stocks & shares ISAs; Residential mortgages; Buy-to-let mortgages; Remortgaging; Personal loans; Credit cards; Travel insurance; Buildings & contents insurance; Life insurance; Business accounts; Business loans; Pensions & annuities; Charity & not-for-profit banking; Child banking
The UK's largest building society, member-owned with roots to 1846 and based in Swindon, offering current accounts, savings, ISAs, mortgages and insurance. As a mutual, profits go back to members rather than shareholders, funding member rewards and community programmes across the UK.
etheco score
people
planet
performance
58
Products & Services
Current accounts; Savings accounts; Cash ISAs; Stocks & shares ISAs; Residential mortgages; Buy-to-let mortgages; Remortgaging; Shared-ownership mortgages; Green mortgages; Personal loans; Credit cards; Overdrafts; Buildings & contents insurance; Life insurance; Travel insurance; Health & income protection; Breakdown & rescue cover; Financial advice & planning; Child banking; Child ISA
Leading UK app-based bank founded in London in 2015, offering current accounts, savings, overdrafts, loans and business banking. Committed to net zero by 2030 with no fossil-fuel lending, it pairs budgeting tools and fee transparency with a fully digital, branchless model.
etheco score
people
planet
performance
55
Products & Services
Current accounts; Savings accounts; Cash ISAs; Personal loans; Overdrafts; Business accounts
